Premium Finance

When you have valuable properties and items, insurance offers you protection against unforeseen risk. Yet paying huge annual insurance premiums can be a financial strain to your cash flows. Our Insurance premium finance facilities are designed to allow you to pay annual insurance premiums over a longer period through monthly instalments.

By working with your insurance broker, we can finance the lump sum premium bill.

You will then be required to make equal monthly installments for a maximum period of 10 months. BancABC will be secured by a cession over the Insurance policy of the finance policies. Benefits accruing from the policies will be for the Bank's account.

 

Benefits

  • This facility eliminates the requirement for a large up-front payment to an insurance company.
  • You can combine multiple insurance policies into a single premium finance contract, allowing for a single payment plan to cover the entire policy.
  • You can obtain needed coverage without liquidating other assets
 

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